IndusInd Legend cashback rate, cap and annual fee
IndusInd Legend pays 0.4% on phone and internet, 0.4% on pharmacy and 0.4% on everything else.
IndusInd Bank · India · catalogue v101
Read from IndusInd Bank's own published terms on 20 Sep 2026.
0.4%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| phone and internet | 0.40% | —Telecom earns one Reward Point per ₹100 every day of the week, with no weekend doubling. |
| pharmacy | 0.40% | —Medical spending, on the same footing as telecom. |
| everything else | 0.40% | —One Reward Point per ₹100 on a weekday. IndusInd pays two at the weekend, which this entry does not hold. |
| fuel | None | —Fuel has earned no Reward Points on any IndusInd card since 1 April 2018. |
One Reward Point per ₹100 on a weekday and two at the weekend, which is a rate this app cannot express — it holds the weekday figure, so anybody who does their spending on a Saturday is understated by half. Medical, automobile and telecom spending earns the weekday rate on both, so for those three the figure below is exact. Fuel earns nothing. Points do not expire while the account is open, which is rarer than it sounds and is the quiet argument for keeping the card. The foreign markup is 1.8%, roughly half this market's usual 3.5%. Lounge access was withdrawn on 7 March 2025. IndusInd publishes no fee for this card where it could be read. Source: indusind.bank.in card page, checked 20 Sep 2026.
Questions people ask
What cashback does the IndusInd Legend pay?
0.4% on phone and internet, 0.4% on pharmacy and 0.4% on everything else.
Is there a cap on the IndusInd Legend?
No monthly cap is published on the rates shown here.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. It works offline and never connects to a bank.
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