Standard Chartered Simply Cash Back cashback rate, cap and annual fee
Standard Chartered Simply Cash Back pays 2% on travel, 1% on everything else, 0.2% on government and 0.2% on rent and property. The card costs AED 525 a year.
Standard Chartered · United Arab Emirates · catalogue v101
Read from Standard Chartered's own published terms on 17 Aug 2026.
AED 525Annual fee
2%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| travel | 2.00% | —International and airline spend, uncapped. |
| everything else | 1.00% | —All other domestic retail spend, uncapped. |
| government | 0.20% | —Government fees and insurance. The carve-out that undoes this card's main advantage. |
| rent and property | 0.20% | —Rental housing payments. |
No monthly ceiling, which makes it the right card for a large one-off purchase that would exhaust a category card. With one important exception: government fees, insurance, rental housing and auto dealership payments earn 0.2%, and those are precisely the large payments people reach for an uncapped card to make. Annual fee is free in year one and waived thereafter on AED 9,000 of spend in the previous twelve months. Cashback needs an AED 100 balance before it can be redeemed. Source: sc.com/ae, checked 17 Aug 2026.
Questions people ask
What cashback does the Standard Chartered Simply Cash Back pay?
2% on travel, 1% on everything else, 0.2% on government and 0.2% on rent and property.
Is there a cap on the Standard Chartered Simply Cash Back?
No monthly cap is published on the rates shown here.
What is the annual fee on the Standard Chartered Simply Cash Back?
AED 525 a year.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. It works offline and never connects to a bank.
Download on the App Store