IndusInd Nexxt cashback rate, cap and annual fee
IndusInd Nexxt pays 0.27% on everything, as a base rate.
IndusInd Bank · India · catalogue v101
Read from IndusInd Bank's own published terms on 20 Sep 2026.
0.27%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| everything else | 0.27% | —One Reward Point per ₹150 on everything else. |
| fuel | None | —Fuel has earned no Reward Points on any IndusInd card since 1 April 2018. |
One Reward Point per ₹150, which is the lowest rate of any IndusInd card here and works out at 0.27% taken as cash. The card's argument is the three payment buttons on its face rather than what it earns. Cash redemption is capped at 2,500 Reward Points a calendar month from 1 September 2024, which is ₹1,000, and points can also go to KrisFlyer. A buy-one-get-one cinema ticket worth up to ₹200 a month is worth more than the rate is for most people. Fuel earns nothing but keeps its 1% surcharge waiver. IndusInd publishes no fee for this card where it could be read. Source: indusind.bank.in card page, checked 20 Sep 2026.
Questions people ask
What cashback does the IndusInd Nexxt pay?
0.27% on everything, as a base rate.
Is there a cap on the IndusInd Nexxt?
No monthly cap is published on the rates shown here.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. It works offline and never connects to a bank.
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