リクルートカード (Recruit Card) cashback rate, cap and annual fee
リクルートカード (Recruit Card) pays 1.2% on everything, as a base rate and 1.2% at electronic-money top-ups.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
Recruit · Japan · catalogue v121
Read from Recruit's own published terms on 30 Oct 2026.
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| everything else | 1.20% | —1.2% of the month's total in Recruit points; 1 point = 1 yen at Amazon. |
| electronic-money top-upseverything else | 1.20% | —nanaco, Rakuten Edy, Mobile Suica and SMART ICOCA top-ups earn 1.2% on up to 30,000 yen a month combined, and nothing above. |
Questions people ask
What cashback does the リクルートカード (Recruit Card) pay?
1.2% on everything, as a base rate and 1.2% at electronic-money top-ups.
Is there a cap on the リクルートカード (Recruit Card)?
No monthly cap is published on the rates shown here.
What is the annual fee on the リクルートカード (Recruit Card)?
No annual fee.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.
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