PayperWIZ

Wealthsimple Visa Infinite+ Credit Card cashback rate, cap and annual fee

Wealthsimple Visa Infinite+ Credit Card pays 2% on everything, as a base rate. The card costs CAD 240 a year.

This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.

Wealthsimple · Canada · catalogue v107

Read from Wealthsimple's own published terms on 28 Oct 2026.

CAD 240Annual fee
2%Best rate

What it pays, by category

SpendingRateMonthly cap
everything else2.00%—2% on all qualifying purchases, except cash-like transactions, refunds, fees and adjustments.
Renamed: this is Wealthsimple's credit card (Visa Infinite+, or Visa Infinite Privilege for higher incomes); "Wealthsimple Cash Card" named its prepaid card. 2% on everything, no foreign exchange fee. $20 a month ($240 a year), waived with a $4,000 monthly direct deposit or $100,000 in assets with Wealthsimple; $240 is recorded. Partner boosts registered in the app are not modelled. Source: wealthsimple.com credit card page, read 28 Oct 2026.

Questions people ask

What cashback does the Wealthsimple Visa Infinite+ Credit Card pay?

2% on everything, as a base rate.

Is there a cap on the Wealthsimple Visa Infinite+ Credit Card?

No monthly cap is published on the rates shown here.

What is the annual fee on the Wealthsimple Visa Infinite+ Credit Card?

CAD 240 a year.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.

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Other Canada cards read off the issuer