HSBC Cash+ cashback rate, cap and annual fee
HSBC Cash+ pays 1% on everything, as a base rate. The card costs AED 1,050 a year.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
HSBC · United Arab Emirates · catalogue v117
Read from HSBC's own published terms on 29 Oct 2026.
AED 1,050Annual fee
1%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| everything else | 1.00% | —1% Daily Cashback on all eligible retail spending, credited the next working day, with no minimum spend and no earning cap. HSBC adds a bonus of a ten |
One flat rate and no exclusion list: 1% on every eligible purchase, no cap and no reduced categories, with three bonuses on top of the Daily Cashback (10% of it in a statement month of AED 5,000, again in a quarter of AED 25,000 and again in a year of AED 125,000). Cash advances, quasi-cash, instalment plans, fees and refunds earn nothing. AED 1,050 a year including VAT, free in the first year and waived after that on AED 24,000 of spending, under a campaign for cards applied for between 1 Jul and 31 Dec 2026. Minimum salary AED 30,000. Foreign currency processing fee 2.1% including VAT, plus a scheme fee of up to 1.21%. Source: hsbc.ae Cash+ card page, HSBC Cash+ Credit Card Terms and Conditions, the HSBC credit cards Key Facts Statement and the annual fee waiver campaign terms, read 29 Oct 2026.
Questions people ask
What cashback does the HSBC Cash+ pay?
1% on everything, as a base rate.
Is there a cap on the HSBC Cash+?
No monthly cap is published on the rates shown here.
What is the annual fee on the HSBC Cash+?
AED 1,050 a year.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.
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