Riyad Bank Cashback Visa Signature Islamic cashback rate, cap and annual fee
Riyad Bank Cashback Visa Signature Islamic pays 10% at months of SAR 15,000+ — on the first SAR 2,000 you spend on it each month, which is where the SAR 200 cap stops it. Nothing at all below SAR 2,500 of spending a month — SAR 30,000 across a year. The card costs SAR 500 a year.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
Riyad Bank · Saudi Arabia · catalogue v121
Read from Riyad Bank's own published terms on 29 Oct 2026.
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| months of SAR 15,000+dining | 10.00% | SAR 200reached at SAR 2,000 of spend10% on dining (restaurants, cafes and fast food) in a month of SAR 15,000 or more overall. SAR 200 a month on this category at this tier. |
| months of SAR 15,000+groceries | 10.00% | SAR 200reached at SAR 2,000 of spend10% on groceries (supermarkets, confectionery and candy stores) in a month of SAR 15,000 or more overall. SAR 200 a month on this category at this tie |
| months of SAR 15,000+entertainment | 10.00% | SAR 200reached at SAR 2,000 of spend10% on entertainment (cinemas, bowling, theme parks, home entertainment subscriptions) in a month of SAR 15,000 or more overall. SAR 200 a month on th |
| months of SAR 15,000+pharmacy | 10.00% | SAR 200reached at SAR 2,000 of spend10% on pharmacies in a month of SAR 15,000 or more overall. SAR 200 a month on this category at this tier. |
| months of SAR 15,000+fuel | 10.00% | SAR 200reached at SAR 2,000 of spend10% on fuel and service stations in a month of SAR 15,000 or more overall. SAR 200 a month on this category at this tier. |
| taxis and ride-hailing, months of SAR 15,000+travel | 10.00% | SAR 200reached at SAR 2,000 of spend10% on taxis and ride-hailing, which Riyad Bank counts with fuel, in a month of SAR 15,000 or more. Shares fuel's SAR 200. |
| months of SAR 7,500 to 14,999dining | 7.00% | SAR 150reached at SAR 2,100 of spend7% on dining (restaurants, cafes and fast food) in a month of SAR 7,500 to 14,999 overall. SAR 150 a month on this category at this tier. |
| months of SAR 7,500 to 14,999groceries | 7.00% | SAR 150reached at SAR 2,100 of spend7% on groceries (supermarkets, confectionery and candy stores) in a month of SAR 7,500 to 14,999 overall. SAR 150 a month on this category at this tie |
| months of SAR 7,500 to 14,999entertainment | 7.00% | SAR 150reached at SAR 2,100 of spend7% on entertainment (cinemas, bowling, theme parks, home entertainment subscriptions) in a month of SAR 7,500 to 14,999 overall. SAR 150 a month on th |
| months of SAR 7,500 to 14,999pharmacy | 7.00% | SAR 150reached at SAR 2,100 of spend7% on pharmacies in a month of SAR 7,500 to 14,999 overall. SAR 150 a month on this category at this tier. |
| months of SAR 7,500 to 14,999fuel | 7.00% | SAR 150reached at SAR 2,100 of spend7% on fuel and service stations in a month of SAR 7,500 to 14,999 overall. SAR 150 a month on this category at this tier. |
| taxis and ride-hailing, months of SAR 7,500 to 14,999travel | 7.00% | SAR 150reached at SAR 2,100 of spend7% on taxis and ride-hailing, which Riyad Bank counts with fuel, in a month of SAR 7,500 to 14,999. Shares fuel's SAR 150. |
| dining | 5.00% | SAR 100reached at SAR 2,000 of spend5% on dining (restaurants, cafes and fast food) in a month of SAR 2,500 to 7,499 overall. SAR 100 a month on this category at this tier. |
| groceries | 5.00% | SAR 100reached at SAR 2,000 of spend5% on groceries (supermarkets, confectionery and candy stores) in a month of SAR 2,500 to 7,499 overall. SAR 100 a month on this category at this tier |
| entertainment | 5.00% | SAR 100reached at SAR 2,000 of spend5% on entertainment (cinemas, bowling, theme parks, home entertainment subscriptions) in a month of SAR 2,500 to 7,499 overall. SAR 100 a month on thi |
| pharmacy | 5.00% | SAR 100reached at SAR 2,000 of spend5% on pharmacies in a month of SAR 2,500 to 7,499 overall. SAR 100 a month on this category at this tier. |
| fuel | 5.00% | SAR 100reached at SAR 2,000 of spend5% on fuel and service stations in a month of SAR 2,500 to 7,499 overall. SAR 100 a month on this category at this tier. |
| taxis and ride-hailingtravel | 5.00% | SAR 100reached at SAR 2,000 of spend5% on taxis and ride-hailing, which Riyad Bank counts with fuel, in a month of SAR 2,500 to 7,499. Shares fuel's SAR 100. |
| everything else | None | —Nothing outside the five categories, and nothing at all in a month under SAR 2,500. |
Questions people ask
What cashback does the Riyad Bank Cashback Visa Signature Islamic pay?
10% at months of SAR 15,000+, and 17 other rates. The top rate is capped at SAR 200 a month.
Is there a cap on the Riyad Bank Cashback Visa Signature Islamic?
Yes. months of sar 15,000+ is capped at SAR 200 a month; months of sar 15,000+ is capped at SAR 200 a month; months of sar 15,000+ is capped at SAR 200 a month; and so on.
What is the annual fee on the Riyad Bank Cashback Visa Signature Islamic?
SAR 500 a year.
Is there a minimum spend on the Riyad Bank Cashback Visa Signature Islamic?
Yes — SAR 2,500 a month. Below that the bonus rates do not apply at all, which is the condition most comparison tables leave out.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.
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