PayperWIZ

Barclaycard Avios cashback rate, cap and annual fee

Barclaycard Avios pays 0.8% on everything, as a base rate.

This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.

Barclaycard · United Kingdom · catalogue v103

Read from Barclaycard's own published terms on 1 Oct 2026.

NoneAnnual fee
0.8%Best rate

What it pays, by category

SpendingRateMonthly cap
everything else0.80%—1 Avios per £1 on eligible purchases, up to four times the credit limit each statement period.
1 Avios per £1, no fee. Spend £20,000 in 12 months for a BA cabin upgrade voucher or 7,000 bonus Avios. Avios are earned on spending up to four times the credit limit in a statement period. Non-sterling fee 2.99%. Barclaycard states no value for an Avios. Source: barclaycard.co.uk Avios page, summary box and Reward Rules (July 2026), read 1 Oct 2026.

Questions people ask

What cashback does the Barclaycard Avios pay?

0.8% on everything, as a base rate.

Is there a cap on the Barclaycard Avios?

No monthly cap is published on the rates shown here.

What is the annual fee on the Barclaycard Avios?

No annual fee.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.

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Other United Kingdom cards read off the issuer