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Trust Link Card cashback rate, cap and annual fee

Trust Link Card pays 4% at FairPrice Group, months of S$550 elsewhere — on the first SGD 1,400 you spend on it each month, which is where the SGD 55 cap stops it.

This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.

Trust Bank · Singapore · catalogue v117

Read from Trust Bank's own published terms on 29 Oct 2026.

NoneAnnual fee
4%Best rate

What it pays, by category

SpendingRateMonthly cap
FairPrice Group, months of S$550 elsewheregroceries4.00%SGD 55reached at SGD 1,400 of spend4% monthly bonus in Linkpoints at FairPrice Group stores and Kopitiam, for non-union members, in a month with S$550 of spend outside FairPrice Group;
everything else0.22%—0.22% in Linkpoints on local eligible spend outside FairPrice Group, no cap.
foreign spendtravel0.05%—0.05% in Linkpoints on foreign eligible spend, no cap.
Pays Linkpoints, recorded at face value (Trust's sheet states every rate as a percentage in Linkpoints, and they spend at FairPrice). 0.22% locally and 0.05% abroad; at FairPrice Group, a 4% monthly bonus with S$550 of other spend and a quarterly bonus of 5.5% (S$550 every month) or 10.5% (S$800), capped at 5,500 a month and 10,000 a quarter, for non-union members; union members get more (up to 21% with FairPrice's own share). Only the monthly bonus is modelled, and it is tagged. No annual fee, no foreign transaction fee. Source: trustbank.sg Link card page and the Trust Link Credit Card Key Facts Sheet (version 35, 1 Oct 2026; rate tables read as images), read 29 Oct 2026.

Questions people ask

What cashback does the Trust Link Card pay?

4% at FairPrice Group, months of S$550 elsewhere, 0.22% on everything else and 0.05% at foreign spend. The top rate is capped at SGD 55 a month.

Is there a cap on the Trust Link Card?

Yes. fairprice group, months of s$550 elsewhere is capped at SGD 55 a month.

What is the annual fee on the Trust Link Card?

No annual fee.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.

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