PayperWIZ

Standard Chartered Rewards+ cashback rate, cap and annual fee

Standard Chartered Rewards+ pays 2.48% at foreign currency spend, 1.24% on dining and 0.25% on everything else. The card costs SGD 196.20 a year.

This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.

Standard Chartered · Singapore · catalogue v117

Read from Standard Chartered's own published terms on 29 Oct 2026.

SGD 196.20Annual fee
SGD 2,222Spend at the top rate, a year
2.48%Best rate

What it pays, by category

SpendingRateMonthly cap
foreign currency spendtravel2.48%—10 points per S$1 in foreign currency. Shares the 20,000 bonus points a card year (S$2,222 of foreign spend).
dining1.24%—5 points per S$1 on dining in Singapore in SGD (MCC 5811 to 5814); hotel restaurants, banquets and bakeries are not. 20,000 bonus points a card year s
everything else0.25%—1 Rewards Point per S$1 on all other eligible spend, uncapped.
Valued through 360° Rewards (cash credit, 40,350 points = S$100, S$0.0025 a point), so 1.24% on dining, 2.48% in foreign currency and 0.25% elsewhere, until 20,000 bonus points a card year. S$196.20 a year including GST, first year waived. Source: sc.com/sg Rewards+ page, the Rewards+ Card Promotion terms and the Credit Card Terms (360° Rewards, Points to Cash), read 29 Oct 2026.

Questions people ask

What cashback does the Standard Chartered Rewards+ pay?

2.48% at foreign currency spend, 1.24% on dining and 0.25% on everything else.

Is there a cap on the Standard Chartered Rewards+?

No monthly cap is published on the rates shown here.

What is the annual fee on the Standard Chartered Rewards+?

SGD 196.20 a year.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.

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