Mashreq noon cashback rate, cap and annual fee
Mashreq noon pays 5% at noon, Namshi and NowNow, and 8 other rates.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
Mashreq · United Arab Emirates · catalogue v117
Read from Mashreq's own published terms on 29 Oct 2026.
NoneAnnual fee
5%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| noon, Namshi and NowNowonline and delivery | 5.00% | —5% on noon, noon Food, noon Minutes, noon supermall, NowNow and Namshi. |
| everything else | 1.00% | —1% on all other purchases. |
| government | 0.33% | —Government payments and utilities, on Mashreq's low-interchange list, 0.33%. |
| education | 0.33% | —Education, on Mashreq's low-interchange list, 0.33%. |
| fuel | 0.33% | —Fuel, on Mashreq's low-interchange list, 0.33%. |
| rent and property | 0.33% | —Rent, on Mashreq's low-interchange list, 0.33%. |
| phone and internet | 0.33% | —Telecoms, on Mashreq's low-interchange list, 0.33%. |
| tolls, parking and transittravel | 0.33% | —Salik, parking and transit (MCC 4784, 7523, 4111, 4121), on Mashreq's low-interchange list, 0.33%. |
| charityeverything else | 0.33% | —Charity, on Mashreq's low-interchange list, 0.33%. |
Free for life. 5% across noon's platforms (noon, noon Food, noon Minutes, noon supermall, NowNow, Namshi), 1% on everything else, 0.33% on government payments, utilities, education, charity, fuel, rent and telecoms, and nothing on bills paid through Mashreq's own channels. No minimum spend and no cap. The cashback is paid as noon credits, which Mashreq's terms say have no cash value and can be spent only on noon, and which expire after 12 months: worth face value to a noon shopper and less to anybody else. Fixed: the entry said Mastercard; Mashreq's page offers Visa benefits. Source: mashreq.com noon Credit Card page, Mashreq noon Credit Card cashback terms, its cashback FAQ and Mashreq's cards Key Facts Statement, read 29 Oct 2026.
Questions people ask
What cashback does the Mashreq noon pay?
5% at noon, Namshi and NowNow, and 8 other rates.
Is there a cap on the Mashreq noon?
No monthly cap is published on the rates shown here.
What is the annual fee on the Mashreq noon?
No annual fee.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.
Download on the App Store