Capital One Savor cashback rate, cap and annual fee
Capital One Savor pays 5% at hotels, rentals and cars via Capital One Travel, and 4 other rates.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
Capital One · United States · catalogue v103
Read from Capital One's own published terms on 15 Oct 2026.
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| hotels, rentals and cars via Capital One Traveltravel | 5.00% | —5% on hotels, vacation rentals and rental cars booked through Capital One Travel. |
| groceries | 3.00% | —3% at grocery stores, excluding superstores like Walmart and Target. |
| dining | 3.00% | —3% on dining. |
| entertainment | 3.00% | —3% on entertainment (tickets at cinemas, live events, attractions) and on popular streaming services. |
| everything else | 1.00% | —1% on all other purchases. |
Questions people ask
What cashback does the Capital One Savor pay?
5% at hotels, rentals and cars via Capital One Travel, and 4 other rates.
Is there a cap on the Capital One Savor?
No monthly cap is published on the rates shown here.
What is the annual fee on the Capital One Savor?
No annual fee.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.
Download on the App Store