Axis Reserve cashback rate, cap and annual fee
Axis Reserve pays 3% at International purchases and 1.5% on everything else. The card costs INR 50,000 a year.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
Axis Bank · India · catalogue v117
Read from Axis Bank's own published terms on 29 Oct 2026.
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| International purchaseseverything else | 3.00% | —2X: 30 points per ₹200 on international spends up to the credit limit in a calendar month, then 15. |
| everything else | 1.50% | —15 EDGE REWARD Points per ₹200 on eligible spends. |
| fuel | None | —Fuel earns no points. |
| rent and property | None | —Rent is on the excluded list (Axis adds "capped at ₹1,00,000 per month"); the lower reading, nothing, is kept. |
| government | None | —Government payments earn no points. |
| phone and internet | None | —Utilities and telecom earn no points. |
Questions people ask
What cashback does the Axis Reserve pay?
3% at International purchases and 1.5% on everything else.
Is there a cap on the Axis Reserve?
No monthly cap is published on the rates shown here.
What is the annual fee on the Axis Reserve?
INR 50,000 a year.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.
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