Santander All in One cashback rate, cap and annual fee
Santander All in One pays 0.5% on everything, as a base rate — on the first GBP 2,000 you spend on it each month, which is where the GBP 10 cap stops it. The card costs GBP 36 a year.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
Santander · United Kingdom · catalogue v103
Read from Santander's own published terms on 1 Oct 2026.
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| everything else | 0.50% | GBP 10reached at GBP 2,000 of spend0.5% cashback on purchases, at most £10 a month (the first £2,000 of spending). |
Questions people ask
What cashback does the Santander All in One pay?
0.5% on everything, as a base rate.
Is there a cap on the Santander All in One?
Yes — GBP 10 a month across the whole card, however you split your spending.
What is the annual fee on the Santander All in One?
GBP 36 a year.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.
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