Standard Chartered Journey cashback rate, cap and annual fee
Standard Chartered Journey pays 1.86% at online transport and ride-hailing, and 4 other rates. The card costs SGD 196.20 a year.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
Standard Chartered · Singapore · catalogue v117
Read from Standard Chartered's own published terms on 29 Oct 2026.
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| online transport and ride-hailingtravel | 1.86% | —7.5 points per S$1 (3 miles) on online transport in SGD: Grab, Gojek, taxis, ferries and cruises (MCC 4111, 4121, 4411, 4789). Bonus on the first S$1, |
| online food deliveryonline and delivery | 1.86% | —7.5 points per S$1 on online food delivery in SGD (MCC 5811, 5812, 5814). Shares the S$1,000. |
| online groceriesgroceries | 1.86% | —7.5 points per S$1 on online groceries in SGD (MCC 5411, 5462, 5499, 5921). Shares the S$1,000. |
| foreign currency spendtravel | 1.24% | —5 points per S$1 in foreign currency (2 miles), uncapped. |
| everything else | 0.74% | —3 Rewards Points per S$1 in SGD (1.2 KrisFlyer miles), uncapped. |
Questions people ask
What cashback does the Standard Chartered Journey pay?
1.86% at online transport and ride-hailing, and 4 other rates.
Is there a cap on the Standard Chartered Journey?
No monthly cap is published on the rates shown here.
What is the annual fee on the Standard Chartered Journey?
SGD 196.20 a year.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.
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