HSBC Visa Infinite cashback rate, cap and annual fee
HSBC Visa Infinite pays 1.25% at overseas spend and 0.62% on everything else. The card costs SGD 662.15 a year.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
HSBC · Singapore · catalogue v121
Read from HSBC's own published terms on 29 Oct 2026.
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| overseas spendtravel | 1.25% | —5 points per S$1 spent overseas. |
| everything else | 0.62% | —2.5 HSBC Reward points per S$1 spent locally. |
| government | None | —Government services, fines and taxes: excluded from earning by the issuer's terms. |
| education | None | —School and university fees: excluded from earning by the issuer's terms. |
| rent and property | None | —Rent paid to property agents (MCC 6513): excluded from earning by the issuer's terms. |
Questions people ask
What cashback does the HSBC Visa Infinite pay?
1.25% at overseas spend and 0.62% on everything else.
Is there a cap on the HSBC Visa Infinite?
No monthly cap is published on the rates shown here.
What is the annual fee on the HSBC Visa Infinite?
SGD 662.15 a year.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.
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