PayperWIZ

Which credit card pays the most on travel in Saudi Arabia?

Of the cards whose terms were read off the issuer, Al Rajhi Cashback Plus Platinum (Al Rajhi Bank) publishes the highest rate on travel in Saudi Arabia: 2.00% (at most SAR 500 back a month; SAR 250 a year). This is a ranking of published rates, not a recommendation to apply.

This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.

3 read cards · Saudi Arabia · travel

The answer, from 3 read cards

Highest published rate on the whole category first. What limits each rate is printed beside it, because it is usually what decides whether the rate is real.

Read cards in Saudi Arabia by their published rate on travel, with what limits each one.
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12.00%Al Rajhi Cashback Plus PlatinumcheckedAl Rajhi Bank · SAR 250 a year · checked 17 Aug 2026at most SAR 500 back a month
21.50%Nayifat PlatinumcheckedNayifat · no annual fee · checked 18 Sep 2026
31.50%Nayifat RewardscheckedNayifat · no annual fee · checked 18 Sep 2026

Rates on part of travel

These read cards pay on travel only at the places named. They are not ranked above, because the number is not what the card pays on travel anywhere else.

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1.50%SAIB Platinum CashbackcheckedSaudi Investment Bank · SAR 399 a year · checked 18 Sep 2026only at outside the Gulf, EU and UK; needs SAR 3,000 a month on the card first
How these were worked out. Only cards whose rates a person read off the issuer's own published terms are ranked here; 4 other cards in the catalogue publish a rate on travel that nobody has yet read off the issuer, and are not listed here at all. Points and miles are valued at the redemption rate the programme publishes, the rate anyone can take rather than the best one after a transfer. A rate that covers only part of travel — one chain of shops, one kind of merchant — is shown with what it covers and is not ranked, because it is not what the card pays on travel.

The right card depends on what you have already spent.

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says whether it was read off the issuer, and none is made up.

Download on the App Store Every category in Saudi Arabia

Other kinds of spending in Saudi Arabia