Which credit card pays the most on dining in Singapore?
Of the cards whose terms were read off the issuer, Citi Cash Back Card (Citibank) publishes the highest rate on dining in Singapore: 6.00% (at most SGD 80 back a month; needs SGD 800 a month on the card first; SGD 196.20 a year). This is a ranking of published rates, not a recommendation to apply.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
2 read cards · Singapore · dining
The answer, from 2 read cards
Highest published rate on the whole category first. What limits each rate is printed beside it, because it is usually what decides whether the rate is real.
| # | Return | Card |
|---|---|---|
| 1 | 6.00% | Citi Cash Back CardcheckedCitibank · SGD 196.20 a year · checked 12 Sep 2026at most SGD 80 back a month; needs SGD 800 a month on the card first |
| 2 | 5.00% | OCBC 365checkedOCBC · SGD 196.20 a year, waived above SGD 10,000 of spending a year · checked 17 Aug 2026at most SGD 160 back a month; needs SGD 800 a month on the card first |
Rates on part of dining
These read cards pay on dining only at the places named. They are not ranked above, because the number is not what the card pays on dining anywhere else.
| Return | Card |
|---|---|
| 5.00% | HSBC RevolutioncheckedHSBC · no annual fee · checked 17 Sep 2026only at with SGD 50,000 balance in Everyday Global Account; at most SGD 60 back a month; this rate covers only the first SGD 1,200 of spending |
The right card depends on what you have already spent.
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says whether it was read off the issuer, and none is made up.
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