Which credit card pays the most on government in Singapore?
Of the cards whose terms were read off the issuer, OCBC 365 (OCBC) publishes the highest rate on government in Singapore: 3.00% (at most SGD 160 back a month; needs SGD 800 a month on the card first; SGD 196.20 a year, waived above SGD 10,000 of spending a year). This is a ranking of published rates, not a recommendation to apply.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
2 read cards · Singapore · government
The answer, from 2 read cards
Highest published rate on the whole category first. What limits each rate is printed beside it, because it is usually what decides whether the rate is real.
| # | Return | Card |
|---|---|---|
| 1 | 3.00% | OCBC 365checkedOCBC · SGD 196.20 a year, waived above SGD 10,000 of spending a year · checked 17 Aug 2026at most SGD 160 back a month; needs SGD 800 a month on the card first |
| 2 | 0.30% | UOB Absolute CashbackcheckedUOB · no annual fee · checked 12 Sep 2026 |
The right card depends on what you have already spent.
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says whether it was read off the issuer, and none is made up.
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