PayperWIZ

Which credit card pays the most on groceries in Ireland?

Of the cards whose terms were read off the issuer, Avant Money Everyday+ (Avant Money) publishes the highest rate on groceries in Ireland: 1.00% (at most EUR 25 back a month; the terms say: 1% after the first 12 months (5% in the first 12 months, capped at EUR 25 a month). Supermarkets, convenience stores, bakeries, butchers, dairy.; no annual fee). This is a ranking of published rates, not a recommendation to apply.

This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.

2 read cards · Ireland · groceries

The answer, from 2 read cards

Highest published rate on the whole category first. What limits each rate is printed beside it, because it is usually what decides whether the rate is real.

Read cards in Ireland by their published rate on groceries, with what limits each one.
#ReturnCard
11.00%Avant Money Everyday+checkedAvant Money · no annual fee · checked 24 Sep 2026at most EUR 25 back a month; the terms say: 1% after the first 12 months (5% in the first 12 months, capped at EUR 25 a month). Supermarkets, convenience stores, bakeries, butchers, dairy.
20.50%AIB Platinum VisacheckedAIB · EUR 30 a year · checked 24 Sep 2026needs EUR 416.67 a month on the card first
How these were worked out. Only cards whose rates a person read off the issuer's own published terms are ranked here. Points and miles are valued at the redemption rate the programme publishes, the rate anyone can take rather than the best one after a transfer. A rate that covers only part of groceries — one chain of shops, one kind of merchant — is shown with what it covers and is not ranked, because it is not what the card pays on groceries.

The right card depends on what you have already spent.

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says whether it was read off the issuer, and none is made up.

Download on the App Store Every category in Ireland