Which credit card pays the most on fuel in India?
Of the cards whose terms were read off the issuer, Kotak Cashback+ (Kotak Mahindra Bank) publishes the highest rate on fuel in India: 3.00% (at most INR 750 back a month; INR 750 a year, waived above INR 200,000 of spending a year). This is a ranking of published rates, not a recommendation to apply.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
2 read cards · India · fuel
The answer, from 2 read cards
Highest published rate on the whole category first. What limits each rate is printed beside it, because it is usually what decides whether the rate is real.
| # | Return | Card |
|---|---|---|
| 1 | 3.00% | Kotak Cashback+checkedKotak Mahindra Bank · INR 750 a year, waived above INR 200,000 of spending a year · checked 20 Sep 2026at most INR 750 back a month |
| 2 | 0.20%or 4.00% (only at IndianOil outlets; at most INR 200 back a month) | IndianOil Axis BankcheckedAxis Bank · INR 500 a year, waived above INR 350,000 of spending a year · checked 20 Sep 2026 |
Rates on part of fuel
These read cards pay on fuel only at the places named. They are not ranked above, because the number is not what the card pays on fuel anywhere else.
| Return | Card |
|---|---|
| 6.25% | BPCL SBI Card OCTANEcheckedSBI Card · INR 1,499 a year, waived above INR 200,000 of spending a year · checked 20 Sep 2026only at BPCL fuel bought through BPCL's own channels; at most INR 625 back a month |
The right card depends on what you have already spent.
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says whether it was read off the issuer, and none is made up.
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