Which credit card pays the most on education in India?
Of the cards whose terms were read off the issuer, IDFC FIRST Hello Cashback (IDFC FIRST Bank) publishes the highest rate on education in India: 1.00% (no annual fee). This is a ranking of published rates, not a recommendation to apply.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
5 read cards · India · education
The answer, from 5 read cards
Highest published rate on the whole category first. What limits each rate is printed beside it, because it is usually what decides whether the rate is real.
| # | Return | Card |
|---|---|---|
| 1 | 1.00% | IDFC FIRST Hello CashbackcheckedIDFC FIRST Bank · no annual fee · checked 20 Sep 2026 |
| 2 | 0.75% | ICICI Emeralde Private MetalcheckedICICI Bank · INR 12,499 a year, waived above INR 1,000,000 of spending a year · checked 19 Sep 2026at most INR 250 back a month |
| 3 | 0.50% | IDFC FIRST AshvacheckedIDFC FIRST Bank · INR 2,999 a year · checked 20 Sep 2026 |
| 4 | 0.50% | IDFC FIRST MayuracheckedIDFC FIRST Bank · INR 5,999 a year · checked 20 Sep 2026 |
| 5 | 0.35% | IndusInd Avios Visa InfinitecheckedIndusInd Bank · fee not read · checked 20 Sep 2026 |
The right card depends on what you have already spent.
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says whether it was read off the issuer, and none is made up.
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