Which credit card pays the most on online and delivery in the United States?
Of the cards whose terms were read off the issuer, Blue Cash Everyday (American Express) publishes the highest rate on online and delivery in the United States: 3.00% (at most USD 15 back a month; no annual fee). This is a ranking of published rates, not a recommendation to apply.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
2 read cards · United States · online and delivery
The answer, from 2 read cards
Highest published rate on the whole category first. What limits each rate is printed beside it, because it is usually what decides whether the rate is real.
| # | Return | Card |
|---|---|---|
| 1 | 3.00% | Blue Cash EverydaycheckedAmerican Express · no annual fee · checked 23 Sep 2026at most USD 15 back a month |
| 2 | 1.50% | Capital One QuicksilvercheckedCapital One · no annual fee · checked 16 Sep 2026 |
Rates on part of online and delivery
These read cards pay on online and delivery only at the places named. They are not ranked above, because the number is not what the card pays on online and delivery anywhere else.
| Return | Card |
|---|---|
| 3.00% | Apple CardcheckedGoldman Sachs · no annual fee · checked 15 Oct 2026only at Uber, Apple Pay |
| 3.00% | Chase Sapphire PreferredcheckedChase · USD 95 a year · checked 23 Sep 2026only at streaming and online grocery |
| 3.00% | PayPal Cashback MastercardcheckedSynchrony · no annual fee · checked 15 Oct 2026only at checking out with PayPal |
The right card depends on what you have already spent.
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says whether it was read off the issuer, and none is made up.
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