PayperWIZ

Which credit card pays the most on phone and internet in the United States?

Of the cards whose terms were read off the issuer, Chase Ink Business Cash (Chase) publishes the highest rate on phone and internet in the United States: 5.00% (this rate covers only the first USD 25,000 of spending; no annual fee). This is a ranking of published rates, not a recommendation to apply.

This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.

3 read cards · United States · phone and internet

The answer, from 3 read cards

Highest published rate on the whole category first. What limits each rate is printed beside it, because it is usually what decides whether the rate is real.

Read cards in the United States by their published rate on phone and internet, with what limits each one.
#ReturnCard
15.00%Chase Ink Business CashcheckedChase · no annual fee · checked 15 Oct 2026this rate covers only the first USD 25,000 of spending
23.00%Wells Fargo AutographcheckedWells Fargo · no annual fee · checked 15 Oct 2026
31.50%Capital One QuicksilvercheckedCapital One · no annual fee · checked 16 Sep 2026
How these were worked out. Only cards whose rates a person read off the issuer's own published terms are ranked here. Points and miles are valued at the redemption rate the programme publishes, the rate anyone can take rather than the best one after a transfer. A rate that covers only part of phone and internet — one chain of shops, one kind of merchant — is shown with what it covers and is not ranked, because it is not what the card pays on phone and internet.

The right card depends on what you have already spent.

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says whether it was read off the issuer, and none is made up.

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