Which credit card pays the most on gas in the United States?
Of the cards whose terms were read off the issuer, Costco Anywhere Visa (Citi) publishes the highest rate on gas in the United States: 4.00% (this rate covers only the first USD 7,000 of spending; the terms say: 4% on other eligible gas and EV charging, inside the same $7,000 yearly allowance, then 1%.; no annual fee). This is a ranking of published rates, not a recommendation to apply.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
11 read cards · United States · gas
The answer, from 11 read cards
Highest published rate on the whole category first. What limits each rate is printed beside it, because it is usually what decides whether the rate is real.
| # | Return | Card |
|---|---|---|
| 1 | 4.00%or 5.00% (only at gas at Costco warehouses; this rate covers only the first USD 7,000 of spending; the terms say: 5% on gas bought at Costco warehouses, inside one $7,000 yearly allowance shared with all other gas and EV charging, then 1%.) | Costco Anywhere VisacheckedCiti · no annual fee · checked 15 Oct 2026this rate covers only the first USD 7,000 of spending; the terms say: 4% on other eligible gas and EV charging, inside the same $7,000 yearly allowance, then 1%. |
| 2 | 3.00% | Blue Cash EverydaycheckedAmerican Express · no annual fee · checked 23 Sep 2026at most USD 15 back a month |
| 3 | 3.00% | Blue Cash PreferredcheckedAmerican Express · USD 95 a year · checked 23 Sep 2026 |
| 4 | 3.00% | Chase Sapphire PreferredcheckedChase · USD 95 a year · checked 23 Sep 2026 |
| 5 | 3.00% | Citi Strata PremiercheckedCiti · USD 95 a year · checked 23 Sep 2026 |
| 6 | 3.00% | Marriott Bonvoy BoundlesscheckedChase · USD 95 a year · checked 15 Oct 2026this rate covers only the first USD 6,000 of spending |
| 7 | 3.00% | Wells Fargo AutographcheckedWells Fargo · no annual fee · checked 15 Oct 2026 |
| 8 | 2.00% | Chase Ink Business CashcheckedChase · no annual fee · checked 15 Oct 2026this rate covers only the first USD 25,000 of spending |
| 9 | 2.00% | Southwest Rapid Rewards PrioritycheckedChase · USD 229 a year · checked 15 Oct 2026 |
| 10 | 2.00% | U.S. Bank Altitude GocheckedU.S. Bank · no annual fee · checked 15 Oct 2026 |
| 11 | 1.50% | Capital One QuicksilvercheckedCapital One · no annual fee · checked 16 Sep 2026 |
Rates on part of gas
These read cards pay on gas only at the places named. They are not ranked above, because the number is not what the card pays on gas anywhere else.
| Return | Card |
|---|---|
| 3.00% | Apple CardcheckedGoldman Sachs · no annual fee · checked 15 Oct 2026only at Exxon and Mobil, Apple Pay |
| 2.00% | U.S. Bank Cash+checkedU.S. Bank · no annual fee · checked 15 Oct 2026only at if chosen as your 2% category |
The right card depends on what you have already spent.
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says whether it was read off the issuer, and none is made up.
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