Which credit card pays the most on entertainment in Canada?
Of the cards whose terms were read off the issuer, Scotiabank Gold American Express (Scotiabank) publishes the highest rate on entertainment in Canada: 3.33% (this rate covers the first CAD 50,000 of spending a year; CAD 120 a year). This is a ranking of published rates, not a recommendation to apply.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
18 read cards · Canada · entertainment
The answer, from 18 read cards
Highest published rate on the whole category first. What limits each rate is printed beside it, because it is usually what decides whether the rate is real.
| # | Return | Card |
|---|---|---|
| 1 | 3.33% | Scotiabank Gold American ExpresscheckedScotiabank · CAD 120 a year · checked 16 Sep 2026this rate covers the first CAD 50,000 of spending a year |
| 2 | 2.00% | Wealthsimple Visa Infinite+ Credit CardcheckedWealthsimple · CAD 240 a year · checked 28 Oct 2026the card's rate on everything; it publishes none for this category |
| 3 | 1.50% | Rogers Red World Elite MastercardcheckedRogers Bank · no annual fee · checked 28 Oct 2026the card's rate on everything; it publishes none for this category; this rate covers the first CAD 61,000 of spending a year |
| 4 | 1.25% | American Express SimplyCashcheckedAmerican Express · no annual fee · checked 28 Oct 2026the card's rate on everything; it publishes none for this category; this rate covers the first CAD 15,000 of spending a year |
| 5 | 1.00%or 3.00% (only at listed streaming providers) | American Express CobaltcheckedAmerican Express · CAD 191.88 a year · checked 28 Oct 2026the card's rate on everything; it publishes none for this category |
| 6 | 1.00% | American Express PlatinumcheckedAmerican Express · CAD 799 a year · checked 28 Oct 2026the card's rate on everything; it publishes none for this category |
| 7 | 1.00% | CIBC Dividend Platinum VisacheckedCIBC · CAD 99 a year · checked 28 Oct 2026the card's rate on everything; it publishes none for this category |
| 8 | 1.00% | CIBC Dividend Visa InfinitecheckedCIBC · CAD 120 a year · checked 16 Sep 2026the card's rate on everything; it publishes none for this category |
| 9 | 1.00% | Neo World Elite MastercardcheckedNeo Financial · CAD 149 a year · checked 28 Oct 2026the card's rate on everything; it publishes none for this category |
| 10 | 1.00% | RBC Avion Visa InfinitecheckedRBC · CAD 120 a year · checked 28 Oct 2026the card's rate on everything; it publishes none for this category |
| 11 | 1.00% | Scotia Momentum VisacheckedScotiabank · CAD 49 a year · checked 28 Oct 2026the card's rate on everything; it publishes none for this category; this rate covers the first CAD 25,000 of spending a year |
| 12 | 1.00%or 3.00% (only at streaming, digital gaming and media; this rate covers only the first CAD 15,000 of spending; the terms say: 3% on streaming, digital gaming and media (MCC 5815-5818, 4899). Shares one $15,000 yearly allowance with recurring bill payments and streaming, digital gaming and media; then 1%.) | TD Cash Back Visa InfinitecheckedTD · CAD 139 a year · checked 28 Oct 2026the card's rate on everything; it publishes none for this category |
| 13 | 0.83%or 4.17% (only at digital media and subscriptions; this rate covers only the first CAD 50,000 of spending; the terms say: 5 points per $1 on digital media purchases: continuity and subscription merchants, digital books, movies, music and games. Up to $50,000 a calendar year in this category, then 1.) | MBNA Rewards World ElitecheckedMBNA · CAD 120 a year · checked 28 Oct 2026the card's rate on everything; it publishes none for this category |
| 14 | 0.50% | Neo World MastercardcheckedNeo Financial · no annual fee · checked 28 Oct 2026the card's rate on everything; it publishes none for this category; this rate covers only the first CAD 2,500 of spending; the terms say: 0.5% on everything else, on up to $2,500 a month. Neo does not say what it pays above that. |
| 15 | 0.50% | RBC Cash Back MastercardcheckedRBC · no annual fee · checked 28 Oct 2026the card's rate on everything; it publishes none for this category |
| 16 | 0.50% | Simplii Financial Cash Back VisacheckedSimplii Financial · no annual fee · checked 28 Oct 2026the card's rate on everything; it publishes none for this category |
| 17 | 0.50%or 1.00% (only at streaming, digital gaming and media; this rate covers only the first CAD 25,000 of spending) | TD First Class Travel Visa InfinitecheckedTD · CAD 139 a year · checked 28 Oct 2026the card's rate on everything; it publishes none for this category |
| 18 | 0.50%or 2.00% (only at if chosen as a 2% category: entertainment) | Tangerine Money-Back World MastercardcheckedTangerine · no annual fee · checked 28 Oct 2026the card's rate on everything; it publishes none for this category |
How these were worked out. Only cards whose rates a person read
off the issuer's own published terms are ranked here. Points and miles are
valued at the redemption rate the programme publishes, the rate anyone can take
rather than the best one after a transfer. A rate that covers only part of
entertainment — one chain of shops, one kind of merchant — is shown with what it covers
and is not ranked, because it is not what the card pays on entertainment.
The right card depends on what you have already spent.
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says whether it was read off the issuer, and none is made up.
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